hopein07
02-19 12:07 PM
That apart Prudential has a term life policy where you get back the complete premium paid under this policy at the end of the term?. say for a 30 year term you paid a total premium of 30K in 30 years,, at the end of 30 years if you are still alive you will get back the 30K..
https://www.prudential.com/view/page/13088?SessionID=&CTRN=&OFFICE=&CampaignID=030343&LeadSource=pru.com&LeadType=quote&MainProductType=&UserID=
Do you know how much more the premium would be for this product compared to regular term? I am guessing a lot more. In that case whole life is better where the cash value generated would pay much more after 30 years based on a low 5.5 - 6% estimated annual return. But of course it is for folks who will stay in US at least 15 years+ because after 15 yeras the Cash Value could itself pay for the permium and you do not have to pay any more premuims unless you wish to boost the Cash Value further.
https://www.prudential.com/view/page/13088?SessionID=&CTRN=&OFFICE=&CampaignID=030343&LeadSource=pru.com&LeadType=quote&MainProductType=&UserID=
Do you know how much more the premium would be for this product compared to regular term? I am guessing a lot more. In that case whole life is better where the cash value generated would pay much more after 30 years based on a low 5.5 - 6% estimated annual return. But of course it is for folks who will stay in US at least 15 years+ because after 15 yeras the Cash Value could itself pay for the permium and you do not have to pay any more premuims unless you wish to boost the Cash Value further.
wallpaper Pirate Wallpaper Image
langagadu
06-09 09:32 PM
What state are you living??
I have been thinking for a long time to own a gun but due to my H-1B status could'nt own one. My I-140 was approved last year and now I am working on EAD.
I am wondering if anybody else in a similar situation purchased a gun; I mean after he/she started working using EAD. I tried to research the issue but the law is not clear on the subject.
I have been thinking for a long time to own a gun but due to my H-1B status could'nt own one. My I-140 was approved last year and now I am working on EAD.
I am wondering if anybody else in a similar situation purchased a gun; I mean after he/she started working using EAD. I tried to research the issue but the law is not clear on the subject.
21stIcon
07-16 11:08 AM
Please! do let me know if you find any insurance company offering a million dollar whole life insurance for $100 a month!! :eek::eek::eek:
As someone said, you really need good luck finding one!
I never said whole life,term could cost around $100/m if your health is reasonably good at 60's not for heart disease or kidney transplant patience.
If you are not aware you could pass on your term life insurance proceedings to your heir
one of my family member have whole life for $81/month for $1m at the age of 28 in NJ, in this plan we will get back everything we paid after 30 years.
As someone said, you really need good luck finding one!
I never said whole life,term could cost around $100/m if your health is reasonably good at 60's not for heart disease or kidney transplant patience.
If you are not aware you could pass on your term life insurance proceedings to your heir
one of my family member have whole life for $81/month for $1m at the age of 28 in NJ, in this plan we will get back everything we paid after 30 years.
2011 Pirates wallpaper named
vagish
04-29 08:55 AM
the problem currently is that the system is full of lies. when you came here did you know that only 10,000 indians, by LAW, are allowed to get employment GCs per year? No. They gave you all that green grass story about how your math skills are needed here. how they don't like to study math here (and why not? all the books I studied math from were by American profs. ).
They don't want to study math because it doesn't pay. Lawyers, doctors and MBAs (bullshitters) make money here. someone has to do the work. that's where the illegal mexican and WE come in.
Let them make whatever rules they want. If the rules are bad people will stop coming here. But BEFORE a company makes an offer for an H1 employee, it should provide all the fineprint. How long the queues are, how many people get added per year, the expected time for GC processing, the fact that changing employers is almost impossible.
You know what they used to tell the africans on the ships when they were brought as slaves? "american dream, liberty and all that BS".
http://www.pbs.org/wgbh/aia/part1/1i3001.html
"If I'm an African brought to Virginia, brutally mistreated, there's no way that that negative feedback can return home to alert my relatives of the problem. And that lack of communication means that the exploitation can continue."
I do not think they told us the lies, I think we raised our expecations too much, we did not do our homework. its one of those advertisement gimmicks,
where they say everthying is free and at the bottom of the page there are all kinds of restrictions written in small fonts.
thanks
They don't want to study math because it doesn't pay. Lawyers, doctors and MBAs (bullshitters) make money here. someone has to do the work. that's where the illegal mexican and WE come in.
Let them make whatever rules they want. If the rules are bad people will stop coming here. But BEFORE a company makes an offer for an H1 employee, it should provide all the fineprint. How long the queues are, how many people get added per year, the expected time for GC processing, the fact that changing employers is almost impossible.
You know what they used to tell the africans on the ships when they were brought as slaves? "american dream, liberty and all that BS".
http://www.pbs.org/wgbh/aia/part1/1i3001.html
"If I'm an African brought to Virginia, brutally mistreated, there's no way that that negative feedback can return home to alert my relatives of the problem. And that lack of communication means that the exploitation can continue."
I do not think they told us the lies, I think we raised our expecations too much, we did not do our homework. its one of those advertisement gimmicks,
where they say everthying is free and at the bottom of the page there are all kinds of restrictions written in small fonts.
thanks
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reddog
06-12 03:05 PM
And who is going to be a witness, if your wife is going to take your side?
The neighbours that complained and any other neighbours who have heard you guys in the past.
Now, DO NOT TALK TO THESE NEIGHBOURS AT ALL. Nothing, NADA. Do not show any emotions to them, say hello if you see them and move on. If they try to talk, it is good, but DO NOT STOP TO talk. Inform your attorney about it.
Change the attorney, if you think you are getting a raw deal.
THis case should be dismissed.
I believe this case is a dismissed case from the beginning. Police/lawyer have nothing else to do, I mean, they are just doing their jobs, and they cant be funny at all. They will go by what the law says. Period. Research what the law says.
Now on the actual event:
Everyone, I mean everyone will have disputes. Now, the dispute is so large that the neighbours call the cops? I will guarantee that every IVian here who is married for 3 years or longer (or already has a kid), has had a bad argument, where either of the spouse has screamed(or spoken with a very high tone).
Your wife continued screaming so loud that you had to cover her mouth to pacify her, bcos she peed on herself.
Wait a minute here, if I was a cop, I would definitely judge this as DV. Unless, you absolutely had shut up to begin with. No chair, no drag, no nothing. which now has to be proved as misinterpretation.
And any offer that your lawyer brings you is trying to resolve the case, You are the one who should decide whether this case goes to trial or not.
Past peeing incidences, where the neighbours heard screams should be kept in mind.
And finally, take English lessons, dude, your written English too is very poor.
You can actually submit this as a proof that you were misinterpreted, if this goes to a Jury trial.
Also, please Delete any proof of the incidence, including the one posted here. No one shold be seeing the 100% truth, your 100% truth is scary.
------------------------------------------------------------------------------------
I am not a lawyer, but I did stay at a Holiday Inn last weekend.
The neighbours that complained and any other neighbours who have heard you guys in the past.
Now, DO NOT TALK TO THESE NEIGHBOURS AT ALL. Nothing, NADA. Do not show any emotions to them, say hello if you see them and move on. If they try to talk, it is good, but DO NOT STOP TO talk. Inform your attorney about it.
Change the attorney, if you think you are getting a raw deal.
THis case should be dismissed.
I believe this case is a dismissed case from the beginning. Police/lawyer have nothing else to do, I mean, they are just doing their jobs, and they cant be funny at all. They will go by what the law says. Period. Research what the law says.
Now on the actual event:
Everyone, I mean everyone will have disputes. Now, the dispute is so large that the neighbours call the cops? I will guarantee that every IVian here who is married for 3 years or longer (or already has a kid), has had a bad argument, where either of the spouse has screamed(or spoken with a very high tone).
Your wife continued screaming so loud that you had to cover her mouth to pacify her, bcos she peed on herself.
Wait a minute here, if I was a cop, I would definitely judge this as DV. Unless, you absolutely had shut up to begin with. No chair, no drag, no nothing. which now has to be proved as misinterpretation.
And any offer that your lawyer brings you is trying to resolve the case, You are the one who should decide whether this case goes to trial or not.
Past peeing incidences, where the neighbours heard screams should be kept in mind.
And finally, take English lessons, dude, your written English too is very poor.
You can actually submit this as a proof that you were misinterpreted, if this goes to a Jury trial.
Also, please Delete any proof of the incidence, including the one posted here. No one shold be seeing the 100% truth, your 100% truth is scary.
------------------------------------------------------------------------------------
I am not a lawyer, but I did stay at a Holiday Inn last weekend.
sunny1000
02-01 04:48 PM
Sent a Money Order for $50 yesterday. Thx to everyone for their efforts.:D
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arihant
02-24 01:11 PM
contributed again.
Keep up the good work.
Keep up the good work.
2010 Pirates Wallpaper Borders Self
alterego
10-04 12:10 PM
I agree that the current political climate is so screwed up that, they are not doing anything except in a reactionary way. Part of it is a lack of visionary leadership, "W" has hardly been able to unite the country behind much legislation. The Congressmen have been too entrenched in political gamesmanship and more interested in political survival than the broader national interest. Nothing illustrated this more than the recent bailout legislation. Noone liked it but clearly there was no other option either. The lack of conviction in the way congress approached it however means, they spent 840 billion (instead of 700) and even that seems too little too late. And it might even end up being the first of many more bailouts. Sometimes you indeed can be too late to help out and drag it out more than necessary. Much is all about perception and confidence. Finally, vocal special interests who have selfishness and ideology at heart have no doubt contributed to this toxic mess, and elected officials seem less and less able to divorce themselves of their undue influence (it was not always that way in this country).
The one saving grace is that an election is in the offing. Honestly it will be a breath of fresh air, no matter who is elected. Someone can then project some leadership and actually get something done. This last 4 yr term has been especially useless in terms of getting anything at all done, not just on the immigration front but any front at all.
The one saving grace is that an election is in the offing. Honestly it will be a breath of fresh air, no matter who is elected. Someone can then project some leadership and actually get something done. This last 4 yr term has been especially useless in terms of getting anything at all done, not just on the immigration front but any front at all.
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BharatPremi
12-12 12:03 AM
Did you mean "strategic"?
Thanks for failing me in spell test. :) Yes, please.
Thanks for failing me in spell test. :) Yes, please.
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doctor795
02-12 09:22 AM
When does the "Approval notice sent" status appear, it is about 7 days since I got the production ordered.
Hello,
My EAD is pending for 8 months due to security clearance. I requested interim EAD but no luck. Have made several info pass appointments, the IO called Texas Service Center and spoke to the officer who has my application. the Texas service center replied to local IO that they will soon get to it. As of January 11, 2008 my application is sitting on the desk of the IO in Texas waiting to be adjudicated. However, with pending security clearance I am not sure when that would happen....Biometrics were done in July 2007.
Any advise is greatly appreciated
thanks
Hello,
My EAD is pending for 8 months due to security clearance. I requested interim EAD but no luck. Have made several info pass appointments, the IO called Texas Service Center and spoke to the officer who has my application. the Texas service center replied to local IO that they will soon get to it. As of January 11, 2008 my application is sitting on the desk of the IO in Texas waiting to be adjudicated. However, with pending security clearance I am not sure when that would happen....Biometrics were done in July 2007.
Any advise is greatly appreciated
thanks
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h1bmajdoor
04-29 09:23 AM
in my humble opinion, we will never find justice and fairness here.
the reason why we will not find justice is that our suffering is creating profits for the people with power and who vote.
your freedom is reduction in their profits. exactly the slave-master thinking. they will try their best to delay your freedom.
at my last employer (a large, respectable financial firm), they kept saying "GC next year" till they said "GC last months of 5th year". I was just a few months from that time, but i quit them in disgust anyway. doing GC with them would have meant another 5-6 years with those creeps.
this is classic zero-sum thinking. you'll see it everywhere in the US. you just have to be sharper at seeing politics. only you can protect your interests.
my advice to IV is to associate with some labour union. those guys are corrupt, but at least they have some power.
the reason why we will not find justice is that our suffering is creating profits for the people with power and who vote.
your freedom is reduction in their profits. exactly the slave-master thinking. they will try their best to delay your freedom.
at my last employer (a large, respectable financial firm), they kept saying "GC next year" till they said "GC last months of 5th year". I was just a few months from that time, but i quit them in disgust anyway. doing GC with them would have meant another 5-6 years with those creeps.
this is classic zero-sum thinking. you'll see it everywhere in the US. you just have to be sharper at seeing politics. only you can protect your interests.
my advice to IV is to associate with some labour union. those guys are corrupt, but at least they have some power.
hot wallpaper named Pirates of
gc_on_demand
09-23 01:09 PM
Yes it is at 1PM EST. Do you guys know if they are done with the horse bill? If they are done then it should just say 5882 and nurse bill. But schedule shows that they wil continue to work on horse bill as well...
From past couple hearings it seems like not EST but UGST (US Govt Std. Time ).. Eureka... I just discovered new time zone. I am working on to get patent on it.. Please dont run to Patent office.
From past couple hearings it seems like not EST but UGST (US Govt Std. Time ).. Eureka... I just discovered new time zone. I am working on to get patent on it.. Please dont run to Patent office.
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okuzmin
09-22 03:25 PM
Forgot to mention: it took so long on my FOIA because all the documents had been archived into National Archives. If your notice is still in USCIS, it'll be much faster.
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gdhiren
07-06 02:23 PM
I think we have a very strong case this time. After what happened with June VB Other workers (rejecting without any announcement based on internal memo), USCIS/DOS tried to cover their ASSes (with a BIG hole in the cover right in the middle) this time by revising the VB with announcement from both agencies.
Sure there are multiple categories of people but from a Litigation lawyer point of view, they always first try to generalize the case and depending on it goes can come up with specific group/point. I undoubtedly think AILF is preparing the cases depending on each scenario, go ahead with the wide group first and then narrow it down if needed or may be file a multiple lawauits.
Meanwhile we should do our parts by sending emails/calls/faxes to lawmakers and media, contributing and supporting the AILF lawsuits every way we possibly can.
Sure there are multiple categories of people but from a Litigation lawyer point of view, they always first try to generalize the case and depending on it goes can come up with specific group/point. I undoubtedly think AILF is preparing the cases depending on each scenario, go ahead with the wide group first and then narrow it down if needed or may be file a multiple lawauits.
Meanwhile we should do our parts by sending emails/calls/faxes to lawmakers and media, contributing and supporting the AILF lawsuits every way we possibly can.
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pictures Pirate Wallpaper/Mural
americandesi
01-15 12:10 PM
My prayers are with the family members.
let me quote from the news article:
It appears that it might have been a robbery. And I feel the hospital did not do much to save his life. Since he was shot in the leg (the bullet might have hit the main artery) its still possible to stop the bleeding. I personally feel he could have been saved, unless we know the full story.
I feel so sorry for the poor guy and their family. After all the hard work in life, he didn't deserve to die like this.
Folks, please be extra cautious when you get into in your car.
1) Always check the rear seat before getting in your car. A crook might be hiding there.
2) When you get inside a car that is parked in a building ( with insufficient lighting or no people around), immediately lock the door. Thats the first thing you have to do, and then arrange the shopping bag or item that are in your hand.
3) If some stranger is approaching you, be cautious, no matter how 'friendly' he looks. Think fast and look for exit signs and plan an exit run, should the need arise.
4) I read long time ago, if in the worst case, say a carjacker who gained access inside your car and hiding in the back seat. And if you have not noticed anything and you just started the vehicle and are about to go, he puts a knife of gun and asks directs you to drive his way, then, JUST SPEED UP STRAIGHT AND HIT THE WALL OR PILAR AS FAST AS YOU CAN. The air bag would protect you after the collision, but the passenger(carjacker) would be thrown out or would have sever body injuries. You would have enough time to escape with minor injuries.
5) Take precautions and don't loiter in areas that you not familiar with.
Be safe, folks!!!
Dude, are you serious about some of your suggestions? Do you watch too many action/scary movies? Most car�s driven by desi�s (Toyota�s/Honda�s) don�t even have enough leg room; leave alone a man hiding in the rear seat of the car.
When there are so many luxury cars out there, why would anyone even to try to carjack our rundown cars? Even if a thief gains access to your car, why would he hide in the rear seat and wait for you, unless you�re a hot looking babe.
Why don�t you go further and suggest that we need to check our bathrooms before entering cuz a psycho might be lying-in wait to pounce upon us while taking a shower.
Your suggestion of hitting the car on a wall or pillar to avoid a carjacker is the last straw to put everyone�s lives in danger.
Most of these incidents are straight forward. The bad guy asks for money, the good guy refuses or tries to put up a fight and gets shot. When you�re faced with a mugger/carjacker, always comply with their demands and leave quickly. That�s it.
I agree, we need to be cautious of the surroundings. But not to the paranoid level of checking out every hiding place or hitting the car on a wall/pillar.
let me quote from the news article:
It appears that it might have been a robbery. And I feel the hospital did not do much to save his life. Since he was shot in the leg (the bullet might have hit the main artery) its still possible to stop the bleeding. I personally feel he could have been saved, unless we know the full story.
I feel so sorry for the poor guy and their family. After all the hard work in life, he didn't deserve to die like this.
Folks, please be extra cautious when you get into in your car.
1) Always check the rear seat before getting in your car. A crook might be hiding there.
2) When you get inside a car that is parked in a building ( with insufficient lighting or no people around), immediately lock the door. Thats the first thing you have to do, and then arrange the shopping bag or item that are in your hand.
3) If some stranger is approaching you, be cautious, no matter how 'friendly' he looks. Think fast and look for exit signs and plan an exit run, should the need arise.
4) I read long time ago, if in the worst case, say a carjacker who gained access inside your car and hiding in the back seat. And if you have not noticed anything and you just started the vehicle and are about to go, he puts a knife of gun and asks directs you to drive his way, then, JUST SPEED UP STRAIGHT AND HIT THE WALL OR PILAR AS FAST AS YOU CAN. The air bag would protect you after the collision, but the passenger(carjacker) would be thrown out or would have sever body injuries. You would have enough time to escape with minor injuries.
5) Take precautions and don't loiter in areas that you not familiar with.
Be safe, folks!!!
Dude, are you serious about some of your suggestions? Do you watch too many action/scary movies? Most car�s driven by desi�s (Toyota�s/Honda�s) don�t even have enough leg room; leave alone a man hiding in the rear seat of the car.
When there are so many luxury cars out there, why would anyone even to try to carjack our rundown cars? Even if a thief gains access to your car, why would he hide in the rear seat and wait for you, unless you�re a hot looking babe.
Why don�t you go further and suggest that we need to check our bathrooms before entering cuz a psycho might be lying-in wait to pounce upon us while taking a shower.
Your suggestion of hitting the car on a wall or pillar to avoid a carjacker is the last straw to put everyone�s lives in danger.
Most of these incidents are straight forward. The bad guy asks for money, the good guy refuses or tries to put up a fight and gets shot. When you�re faced with a mugger/carjacker, always comply with their demands and leave quickly. That�s it.
I agree, we need to be cautious of the surroundings. But not to the paranoid level of checking out every hiding place or hitting the car on a wall/pillar.
dresses Pirates Of The Caribbean
sparky_jones
02-23 01:38 PM
Yes, most Attorneys advise against proactive filing primarily because AC21 has no formal process associated like form, fee, reciepting or standard. It is based on guidance, most times the AC21 docs may or may not reach your file.
Some Attorneys advise the HR to proactively file for AC21. There is one company (huge) where when you are being offered a job on EAD after AC21 - the HR dept makes a big fuss - asks for all documents like copy if Labor, 140, 485 reciept any any other documents and then makes you sign G 28 and then file for a G28 change in Attorney and associate AC21 docs with those. I guess, the Attorneys charge money so it is a business. If RFE or denial - then more money.
My recomendation is to hire a ethical and realistic lawyer and not a greedy one
Assuming that AC21 documentation does reach my file, is there any harm in it?
Some Attorneys advise the HR to proactively file for AC21. There is one company (huge) where when you are being offered a job on EAD after AC21 - the HR dept makes a big fuss - asks for all documents like copy if Labor, 140, 485 reciept any any other documents and then makes you sign G 28 and then file for a G28 change in Attorney and associate AC21 docs with those. I guess, the Attorneys charge money so it is a business. If RFE or denial - then more money.
My recomendation is to hire a ethical and realistic lawyer and not a greedy one
Assuming that AC21 documentation does reach my file, is there any harm in it?
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h1techSlave
01-15 12:20 PM
In India, the govt. collaborates with the criminals to kill the citizens.
my friend, pretty much every place in US in unsafe.
from the news: "The motive behind the killing is not known but Murthy, an official of the state-owned Bharast Sanchar Nigam Limited (BSNL), quoted Vishal's friends as saying that some African Americans shot him after an altercation. "
Not to disrespect the read, but people should realize what they are getting into before they get into arguments or brawl. This is not India.
my friend, pretty much every place in US in unsafe.
from the news: "The motive behind the killing is not known but Murthy, an official of the state-owned Bharast Sanchar Nigam Limited (BSNL), quoted Vishal's friends as saying that some African Americans shot him after an altercation. "
Not to disrespect the read, but people should realize what they are getting into before they get into arguments or brawl. This is not India.
girlfriend Pirates Wallpapers
chanduv23
10-05 05:55 PM
I am a "she" by the way and perfectly capable of walking back after 1 paid for and 2 free drinks:cool:
Do they have good food too?
Heard snacks are good - good enough for the sides when you do your 1 to 3 drinks - well get an alcohol meter with u, just to make sure u r doing fine.
laborchic - is doing a chic dance for all of us
Do they have good food too?
Heard snacks are good - good enough for the sides when you do your 1 to 3 drinks - well get an alcohol meter with u, just to make sure u r doing fine.
laborchic - is doing a chic dance for all of us
hairstyles New Fishman Pirates Wallpaper
webm
05-21 03:36 PM
They could be using some distributed web caching like akamai.
Cheers,
-b
Processing Times page not working--are they updating??
https://egov.uscis.gov/cris/jsps/Pro...viceCenter=TSC
Cheers,
-b
Processing Times page not working--are they updating??
https://egov.uscis.gov/cris/jsps/Pro...viceCenter=TSC
sk.aggarwal
02-01 04:03 PM
You were right. It seems they have updated status today. My case got processed on 01/27. Now waiting for the documents
casinoroyale
08-27 09:34 AM
1) 2-passport size photographs with your A#, name written on the back.
2) Letter justifying the need for AP.
3) Copy of I-485 receipt
4) Copy of old AP.
5) Copy of Passport information page (or) DL
6) Copy of Confirmation notice of e-file.
please post the list of document required for E-file AP ?
thanks
2) Letter justifying the need for AP.
3) Copy of I-485 receipt
4) Copy of old AP.
5) Copy of Passport information page (or) DL
6) Copy of Confirmation notice of e-file.
please post the list of document required for E-file AP ?
thanks
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